Florida Extended Car Warranty
Protect your vehicle from costly repairs across the Sunshine State
Since 2006
Trusted Provider
400,000+
Vehicles Covered
$100M+
In Claims Paid
30 Days
Money-Back Guarantee
Extended Warranty Coverage for Florida Drivers
If you’re driving in Florida, you already know two things hammer your vehicle: relentless heat and salt air near the coast. An A/C compressor failing in the middle of a Miami summer can run $1,000-$1,400. A battery that should have lasted four years dies in two because of the heat. Electrical components corrode faster along the coast. One unexpected repair can wipe out months of budgeting.
Empire Auto Protect offers extended car warranty plans designed for how Floridians drive: long hours in 90°F+ heat, hurricane season stress, and vehicles that need to handle both coastal salt and Orlando-area road trips. Whether you’re in Miami, Orlando, Tampa, Jacksonville, or anywhere else in Florida, you can use our coverage at any licensed dealership or independent repair shop.
Plans start at $69/month, backed by a 30-day money-back guarantee. Your exact price depends on your vehicle’s age, mileage, and the level of coverage you choose. Call 1-888-345-0084 or request a free online quote to see your numbers.
Why Florida Drivers Need Extended Coverage
- Florida heat destroys A/C systems. 90°F+ weather most of the year means A/C compressors, condensers, and expansion valves work 10 months out of 12. They wear out faster here than almost anywhere.
- Salt air accelerates corrosion. If you live near the coast, salt air corrodes electrical connections, brake lines, and undercarriage components. Coverage matters more here.
- Humidity and hurricanes add stress. High humidity wears electrical systems. Hurricane season means some vehicles see flooding or storm-damaged components that later fail.
- High miles from Florida snowbirds. Many Florida drivers rack up highway miles between Florida and home-state visits. More miles = more wear on drivetrain components covered by extended warranties.
Coverage Across Florida
Empire Auto Protect plans are available to drivers across the entire state of Florida. Our coverage works at any licensed dealership or independent repair facility, so you can get your vehicle fixed close to home regardless of where “home” is.
Major Florida Cities We Cover
Miami • Orlando • Tampa • Jacksonville • Fort Lauderdale • St. Petersburg • Tallahassee • Gainesville • Hialeah • Pensacola • Port St. Lucie • Cape Coral • West Palm Beach • Clearwater • Lakeland • Coral Springs
Whether you live in one of these metros or in a smaller city — Daytona Beach, Ocala, Sarasota, Naples, Fort Myers, Boca Raton, Bradenton, Melbourne, Key West, or anywhere else — your Empire Auto Protect coverage travels with you.
Typical Florida Repair Costs (2026)
Florida labor rates in major metros generally run $110-$160/hr at dealerships and $80-$120/hr at independent shops. Here’s what typical repairs might cost a Florida driver out of pocket without extended coverage:
| Repair | Typical Cost |
|---|---|
| Transmission replacement | $3,500 – $5,500 |
| Engine rebuild or replacement | $3,000 – $8,000+ |
| A/C compressor + system repair | $900 – $1,400 |
| Alternator replacement | $450 – $900 |
| Fuel pump replacement | $700 – $1,500 |
| Catalytic converter replacement | $1,300 – $3,500 |
| Timing chain/belt replacement | $900 – $2,500 |
| Head gasket repair | $1,500 – $3,000 |
A single one of these repairs can exceed the cost of multiple years of Empire Auto Protect coverage. That’s the core math behind extended warranty protection.
How Claims Work for Florida Customers
If your vehicle breaks down in Florida and your repair is covered under your Empire Auto Protect plan, the process is simple:
- Take your vehicle to a licensed shop — any dealership or independent repair facility in Florida.
- Let the shop diagnose the issue. They’ll identify what’s wrong.
- The shop contacts Empire Auto Protect directly to confirm coverage and approval.
- Repair is performed. You pay your deductible if applicable; we handle the rest directly with the shop.
- Get back on the road. You’re covered under your plan for future covered repairs.
Our claims team is available 24/7 at 1-888-345-0084. Roadside assistance (towing, lock-out service, jump-starts) is included in every Empire Auto Protect plan.
Frequently Asked Questions — Florida
Is Empire Auto Protect available to drivers in Florida?
Yes. Empire Auto Protect offers extended vehicle service contracts to drivers throughout Florida. Coverage works at licensed dealerships and independent repair shops statewide.
Can I use any repair shop in Florida?
Yes. Take your vehicle to any licensed dealership or independent repair shop anywhere in Florida. You’re not locked into a specific dealer network.
How quickly can I start coverage?
Coverage begins after a standard 30-day waiting period.
Does Florida humidity really affect my car?
Yes. Sustained humidity accelerates corrosion on electrical connections, shortens battery life, and stresses HVAC systems. Florida drivers often see A/C and electrical failures sooner than drivers in drier states.
What if my car was damaged by a hurricane?
Extended warranty plans cover mechanical breakdowns, not flood or storm damage — those are typically covered under your auto insurance. Call 1-888-345-0084 if you’re unsure whether a specific issue is mechanical or storm-related.
Is Empire Auto Protect licensed in Florida?
Yes. Florida License #W956594.
Get Your Florida Extended Warranty Quote
Free, no-obligation quote in under 60 seconds. Plans start at $69/month.
Or call 1-888-345-0084
Vivamus at magna risus. Donec venenatis, felis et sollicitudin fermentum, lorem leo interdum dolor, laoreet interdum justo tortor quis ex. Nulla id mauris eu nulla venenatis efficitur et id lacus. 