Michigan Extended Car Warranty
Protect your vehicle through Michigan’s harsh winters
Since 2006
Trusted Provider
400,000+
Vehicles Covered
$100M+
In Claims Paid
30 Days
Money-Back Guarantee
Extended Warranty Coverage for Michigan Drivers
Nobody knows cars like Michigan drivers. You also know the damage Michigan winters do: sub-zero cold kills batteries, road salt everywhere corrodes undercarriages, and the stop-and-go of Detroit traffic wears transmissions. A transmission replacement can run $4,500. A starter motor in winter weather? $600+. A fuel pump? $1,200. One unexpected repair wrecks the month.
Empire Auto Protect offers extended car warranty plans built for how Michiganders actually drive: brutal winters, salt-covered roads for 5 months a year, and vehicles that earn their keep. Whether you’re in Detroit, Grand Rapids, Warren, Ann Arbor, Lansing, or any small town in between, our coverage works at any licensed dealership or independent repair shop in Michigan.
Plans start at $69/month, backed by a 30-day money-back guarantee. Your exact price depends on your vehicle’s age, mileage, and the level of coverage you choose. Call 1-888-345-0084 or request a free online quote.
Why Michigan Drivers Need Extended Coverage
- Michigan winters are as harsh as it gets. Sub-zero temperatures destroy batteries, road salt eats brake lines and undercarriage, and cold starts stress engines and transmissions daily for months.
- Rust is the state’s biggest repair problem. Michigan vehicles 5+ years old often show significant corrosion on brake lines, fuel lines, and suspension components — all of which can lead to expensive repairs.
- Detroit and Grand Rapids traffic wears transmissions. Stop-and-go urban driving means transmissions, brakes, and cooling systems work harder.
- Pickup trucks and SUVs are standard. F-150s, Silverados, Ram trucks, and large SUVs dominate. Bigger vehicles mean bigger repair bills without coverage.
Coverage Across Michigan
Empire Auto Protect plans are available to drivers across the entire state of Michigan. Our coverage works at any licensed dealership or independent repair facility.
Major Michigan Cities We Cover
Detroit • Grand Rapids • Warren • Sterling Heights • Ann Arbor • Lansing • Flint • Dearborn • Livonia • Troy • Westland • Farmington Hills • Kalamazoo • Wyoming • Southfield • Rochester Hills
Whether you’re in one of these metros or a smaller community — Saginaw, Muskegon, Kentwood, Battle Creek, Midland, Jackson, Holland, Port Huron, or anywhere else — your Empire Auto Protect coverage travels with you.
Typical Michigan Repair Costs (2026)
Michigan labor rates in Detroit-area dealerships run $115-$160/hr, with independent shops at $75-$110/hr. Here’s what typical repairs cost a Michigan driver without extended coverage:
| Repair | Typical Cost |
|---|---|
| Transmission replacement | $3,500 – $5,500 |
| Engine rebuild or replacement | $3,000 – $8,000+ |
| A/C compressor + system repair | $900 – $1,400 |
| Alternator replacement | $450 – $900 |
| Fuel pump replacement | $700 – $1,500 |
| Catalytic converter replacement | $1,300 – $3,500 |
| Timing chain/belt replacement | $900 – $2,500 |
| Head gasket repair | $1,500 – $3,000 |
A single one of these repairs can exceed the cost of multiple years of coverage.
How Claims Work for Michigan Customers
If your vehicle breaks down in Michigan and your repair is covered, the process is simple:
- Take your vehicle to a licensed shop — any dealership or independent repair facility in Michigan.
- Let the shop diagnose the issue.
- The shop contacts Empire Auto Protect directly to confirm coverage.
- Repair is performed. You pay your deductible if applicable; we handle the rest directly with the shop.
- Get back on the road. You’re covered for future covered repairs.
Claims team available 24/7 at 1-888-345-0084. Roadside assistance is included in every plan.
Frequently Asked Questions — Michigan
Is Empire Auto Protect available to drivers in Michigan?
Yes. Empire Auto Protect offers extended vehicle service contracts to drivers throughout Michigan. Coverage works at licensed dealerships and independent repair shops statewide.
Can I use any repair shop in Michigan?
Yes. Take your vehicle to any licensed dealership or independent repair shop anywhere in Michigan. You’re not locked into a specific dealer network.
How quickly can I start coverage?
Coverage begins after a standard 30-day waiting period.
Is road salt damage covered?
Mechanical failures caused by corrosion (like rusted brake lines that fail) are generally covered under plans that include the affected system. Cosmetic rust on the body is not covered. Call 1-888-345-0084 to confirm specifics.
Do your plans cover cold-weather starter and battery failures?
Yes, on most plans. Batteries and starter motors are typically covered under standard plans. Call us to confirm specifics for your plan level.
Get Your Michigan Extended Warranty Quote
Free, no-obligation quote in under 60 seconds. Plans start at $69/month.
Or call 1-888-345-0084
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