Minnesota Extended Car Warranty
Protect your vehicle through Minnesota winters
Since 2006
Trusted Provider
400,000+
Vehicles Covered
$100M+
In Claims Paid
30 Days
Money-Back Guarantee
Extended Warranty Coverage for Minnesota Drivers
Minnesota drivers face some of the harshest winters in America. Sub-zero cold regularly hits -20°F. Road salt is used heavily. Starting a car on a -15°F Minneapolis morning is brutal on batteries, starters, and engines. One major repair can hit $4,500 fast.
Plans start at $69/month, backed by a 30-day money-back guarantee. Call 1-888-345-0084 or request a free online quote.
Why Minnesota Drivers Need Extended Coverage
- Extreme Minnesota winters. -20°F mornings kill batteries and stress starters.
- Heavy road salt exposure. Minnesota roads are salted aggressively — rust is a major issue.
- Long commutes between Twin Cities suburbs. Miles add up fast.
- SUVs and AWD common. Larger vehicles mean bigger repair bills without coverage.
Coverage Across Minnesota
Empire Auto Protect plans are available to drivers throughout Minnesota. Our coverage works at any licensed dealership or independent repair facility.
Major Minnesota Cities We Cover
Minneapolis • Saint Paul • Rochester • Duluth • Bloomington • Brooklyn Park • Plymouth • Woodbury • Maple Grove • Eagan • Coon Rapids • Eden Prairie • Burnsville • Blaine • Lakeville • Minnetonka
From Twin Cities metros to smaller communities — Mankato, Saint Cloud, Moorhead, Winona, Hibbing — coverage travels with you.
Typical Minnesota Repair Costs (2026)
Minnesota labor rates run $100-$150/hr at dealerships and $80-$115/hr at independents.
| Repair | Typical Cost |
|---|---|
| Transmission replacement | $3,500 – $5,500 |
| Engine rebuild or replacement | $3,000 – $8,000+ |
| A/C compressor + system repair | $900 – $1,400 |
| Alternator replacement | $450 – $900 |
| Fuel pump replacement | $700 – $1,500 |
| Catalytic converter replacement | $1,300 – $3,500 |
| Timing chain/belt replacement | $900 – $2,500 |
| Head gasket repair | $1,500 – $3,000 |
A single major repair can exceed the cost of multiple years of coverage.
How Claims Work for Minnesota Customers
If your vehicle breaks down in Minnesota and your repair is covered under your Empire Auto Protect plan, the process is simple:
- Take your vehicle to a licensed shop — any dealership or independent repair facility in Minnesota.
- Let the shop diagnose the issue.
- The shop contacts Empire Auto Protect directly to confirm coverage.
- Repair is performed. You pay your deductible if applicable.
- Get back on the road.
Claims team available 24/7 at 1-888-345-0084. Roadside assistance included on every plan.
Frequently Asked Questions — Minnesota
Is Empire Auto Protect available to drivers in Minnesota?
Yes. Empire Auto Protect offers extended vehicle service contracts to drivers throughout Minnesota.
Can I use any repair shop in Minnesota?
Yes. Take your vehicle to any licensed dealership or independent repair shop anywhere in Minnesota.
How quickly can I start coverage?
Coverage begins after a standard 30-day waiting period.
Is roadside assistance included for Minnesota winters?
Yes. 24/7 roadside assistance is included on every plan — jump-starts, towing, and lock-out service. Essential for Minnesota winters.
Get Your Minnesota Extended Warranty Quote
Free, no-obligation quote in under 60 seconds. Plans start at $69/month.
Or call 1-888-345-0084
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