Short answer: the Jeep Gladiator was built to work hard for 150,000 miles — Jeep only stands behind the first 60,000 of them. The Gladiator launched for the 2020 model year as a Wrangler-based pickup with solid axles, standard four-wheel drive, and towing and trail duty designed in from the start. Jeep gave it the standard Stellantis warranty: just 3 years or 36,000 miles of basic coverage and 5 years or 60,000 miles on the powertrain. Every 2020 and 2021 Gladiator — the two biggest sales years the truck has ever had — is already past both terms on time alone, and every 2022 truck is past its basic term with its powertrain term ending on miles or in 2027, whichever comes first. An extended warranty for a Jeep Gladiator — correctly called a vehicle service contract — picks up covered mechanical and electrical repairs after the factory warranty ends. At Empire Auto Protect, plans start at $69/month, coverage is honored in all 50 states, and you can cancel at any time. This guide covers what Gladiator owners actually face: the real factory warranty timeline, the two very different engines under the same hood, what Jeep’s recalls do and do not pay for, what coverage includes, and how to judge the cost honestly.

Want your exact number first? Get a free quote online — priced from your Gladiator’s year and mileage, with no payment required to see it. Or call 1-888-345-0084 — Empire is open 24/7, with humans answering around the clock and a human-supervised AI agent after hours. Empire is built as a technology platform, so covered claims move through a digital process designed for same-day approval — service approved in minutes, not days of phone tag — with integrity and respect in every interaction.

What “extended warranty” means on a Jeep Gladiator

Only Jeep can extend Jeep’s factory warranty. What third-party providers sell — including Empire — is a vehicle service contract (VSC): a contract that helps pay for covered mechanical and electrical repairs after the factory warranty expires. “Extended warranty” is the everyday name shoppers use for the same product, which is why this guide uses both terms.

• A vehicle service contract is not insurance. Empire’s plans are service contracts, not insurance policies.
• Coverage is honored in all 50 states at licensed repair facilities, following the contract’s claim process, including authorization before a covered repair.
• Your contract’s covered-parts list is the truth. Compare lists, not labels — that rule protects you with every provider, including us. On a Gladiator, read the engine and transmission sections first, then check how the transfer case, both axles, and the four-wheel-drive hardware are treated on your exact plan, because on this truck the drivetrain is the truck.

If you own another Jeep alongside your Gladiator, start with our general Jeep extended warranty guide. This page goes deeper on the Gladiator alone. Own its closest sibling? See the Jeep Wrangler extended warranty guide — the Wrangler and Gladiator share engines and much of their running gear, but the truck’s towing and payload work changes the coverage math. Shopping the family SUV instead? See the Jeep Grand Cherokee extended warranty guide. Not sure when any brand’s factory cover ends? Our factory warranty expiration guide by brand lays the timelines side by side.

Jeep Gladiator factory warranty: when Jeep’s coverage actually ends

Jeep’s factory coverage on the Gladiator is the standard Stellantis package — simple, and short for a truck built to be kept:

• Basic Limited Warranty: 3 years or 36,000 miles, whichever comes first, counted from the original in-service date. This is the bumper-to-bumper term: electronics, air conditioning, infotainment, steering, and accessories live here.
• Powertrain Limited Warranty: 5 years or 60,000 miles, whichever comes first. This is the engine, transmission, transfer case, and axle term — the expensive hardware on a Gladiator.
• Corrosion perforation: 5 years with unlimited miles for rust-through of body sheet metal. Useful on a truck that sees salt, mud, and water — but it covers perforation, not mechanical failure.
• Roadside assistance: 5 years or 60,000 miles, tied to the powertrain clock — it is not a separate lifetime benefit.

Now do the calendar math, because on this truck the calendar has already decided for most owners. The Gladiator arrived for 2020 and sold in volume immediately — 77,541 in the US in 2020 and a peak of 89,712 in 2021, then 77,855 in 2022, 55,187 in 2023, and 42,125 in 2024 before rebounding in 2025: well over 400,000 trucks on American roads. A 2020 or 2021 truck passed its 3-year basic term in 2023 or 2024 and its 5-year powertrain term in 2025 or 2026: every Gladiator from the two biggest years is already out of factory coverage entirely, on time alone, no matter how few miles it has. A 2022 truck is past basic cover and reaches the end of powertrain cover at 60,000 miles or in 2027. Even a 2023 truck has no bumper-to-bumper cover left. These are body-on-frame trucks owners buy to tow up to 7,700 pounds properly equipped, to run trails, and to keep — a 150,000-mile working life is the normal expectation. Jeep’s longest general term covers the first 60,000 of those miles. Everything after that is the owner’s bill unless a contract stands behind it.

One more timing point owners miss: coverage is counted from the original in-service date, not the date you bought the truck used. A used 2021 Gladiator bought today has no factory general coverage left to transfer, whatever the listing implies. Confirm the in-service date and any remaining term in writing before you assume any factory cover comes with a used purchase.

Two Gladiator powertrains — two different coverage conversations

Every Gladiator is four-wheel drive with solid Dana 44 axles front and rear. What is in front of the transfer case decides what can actually break, and the two engines are mechanically different trucks in the ways that matter for repair bills.

3.6L Pentastar V6 — the volume truck (2020–present)

The standard and now sole engine is Jeep’s 3.6-litre Pentastar V6, 285 horsepower and 260 lb-ft of torque, paired with either a 6-speed manual or an 8-speed automatic. It is a long-running, widely used engine with a deep parts and knowledge base — and known ownership patterns worth stating plainly. Owners and shops know the Pentastar for rocker-arm and lifter wear that announces itself as a tick, and for leaks at the plastic oil-filter and oil-cooler housing — a repair that is a parts-and-labour bill, not a mystery. Neither pattern means every Pentastar fails; both mean that on a truck now past its factory term, a ticking or leaking engine is a diagnosis-first situation, and a quiet, dry, well-maintained engine is exactly what coverage is built to protect going forward.

3.0L EcoDiesel V6 — the torque truck (2021–2023)

For 2021 through 2023 Jeep offered the 3.0-litre EcoDiesel V6, 260 horsepower and 442 lb-ft of torque, with the 8-speed automatic only. It was the towing and range choice, it commanded a substantial premium when new, and Jeep discontinued it after the 2023 model year. Diesel ownership math is different: the fuel system, emissions hardware, and turbocharger are diesel-specific, repairs require diesel-competent shops, and parts pricing reflects a three-year production run rather than a mass-volume engine. Every EcoDiesel Gladiator is now past its basic term, and the earliest are past powertrain cover as well. If you own one, read any contract’s engine and fuel-system sections line by line — on this version, those sections are the whole decision.

Two Gladiator ownership facts that drive the coverage decision

1. Jeep’s recalls are Jeep’s bill first — and they cover only what they cover

The Gladiator has had significant recalls, and every one of them is a free dealer repair where your VIN is covered — never a contract claim, and never something you should pay for or file coverage against first. The ones to check by VIN include the manual-transmission clutch pressure-plate recall on certain 2020–2023 trucks, where an overheating plate was a fire risk, together with its follow-up powertrain-software remedy on certain previously repaired 2021 trucks; the instrument panel cluster recall on certain 2020–2024 trucks (NHTSA 24V652), where an internal short can blank the cluster and dealers replace it free of charge; the high-pressure fuel pump recall on certain EcoDiesel trucks; and the power-steering pump electrical connector recall on certain 2021–2025 trucks (NHTSA 26V363, covering 289,112 Gladiators), where a poorly seated connector can overheat — follow the park-outside guidance for an unrepaired truck and get the free fix done. Run your VIN through Jeep or NHTSA before anything else: where a recall applies, Jeep pays, at any mileage, and no contract is involved.

The honest boundary is just as important. A recall pays for the recalled part and its specified remedy — nothing around it. It does not cover an automatic transmission that wears out at 110,000 miles, a transfer case at 95,000, an air-conditioning compressor at 70,000, or steering wear on a solid-axle truck that has towed and trailed for years. Owners who hear “the Gladiator has had recalls” sometimes assume Jeep is standing behind the whole truck indefinitely. It is not. Jeep stands behind the recalled items, for covered VINs. Everything else after 3 years/36,000 miles and 5 years/60,000 miles is yours — or your contract’s.

2. A truck that is already broken cannot be covered for that break

Coverage is for mechanical breakdowns that happen after you enroll and after any waiting period — not for failures that already exist. On a Gladiator that means, plainly: an engine already ticking or leaking oil, a transmission already slipping or shuddering under tow load, a transfer case already refusing to engage, or front-end steering already wandering or shaking is a pre-existing condition. Front-end shake on these trucks — often called death wobble — is typically tied to worn steering and track-bar components on the solid front axle, and worn components are a repair-first, diagnosis-first matter, honestly stated. The honest sequence for a truck with a live symptom is diagnosis first — including the free recall check above — and coverage for the truck’s future failures once its current health is known. A Gladiator that is driving cleanly today is exactly what coverage is built for, and it will never be cheaper or broader to cover than it is while it is healthy, at its current mileage. That is the timing argument in one sentence, and it applies with every legitimate provider.

Most common Jeep Gladiator repairs owners pay for out of warranty

The ranges below are typical independent-shop and dealer market ranges for repairs of this type, given as context for judging coverage — they are not Empire quotes, and your exact repair will depend on your engine, your region, and whether the part is new, remanufactured, or used. Read them against the timeline above: on a 2020–2022 truck, every item on this list is already outside the factory terms.

• Automatic transmission replacement or major repair (8-speed): commonly in the $5,000–$8,000 range fitted. Trucks that tow near their rating put sustained heat into this unit, which is why transmission condition under load matters at purchase and at enrollment.
• Pentastar top-end repair — rockers, lifters, and cam work: commonly $2,000–$4,500 depending on how far the wear has progressed and whether camshafts are involved. Caught as a clean-engine future risk, this is core coverage territory; a truck already ticking loudly is diagnosis first.
• Oil filter / oil cooler housing replacement (Pentastar): commonly $800–$1,800 fitted, depending on access and whether consequential damage has occurred. A known pattern on this engine family, and a bill that lands entirely on the owner after the factory term.
• EcoDiesel fuel and emissions components (2021–2023 diesel): commonly $2,000–$6,000 depending on the component, before any recall remedy that applies to your VIN — check the fuel-pump recall first, because where it applies, that specific repair is Jeep’s free bill.
• Transfer case or axle repair: commonly $1,800–$4,500 depending on the unit. Every Gladiator carries this hardware and uses it — there is no two-wheel-drive version that escapes this category.
• Steering components — track bar, drag link, tie rods, steering damper: commonly $600–$2,000 depending on what is worn. Worn parts themselves are wear items; the point for coverage is to keep the truck inspected so wear is caught as maintenance, not as a failure cascade.
• Air-conditioning compressor: commonly $1,200–$2,200 fitted — a basic-term item, already the owner’s bill on every 2020–2023 truck.
• Alternator, water pump, and cooling-system components: commonly $700–$1,800 each fitted, depending on the part and access.
• Infotainment display, instrument cluster, and control electronics: commonly $1,000–$2,500 for a unit replacement outside the cluster recall — where the recall covers your VIN and symptom, Jeep replaces the cluster free first.
• Brakes, tires, clutch wear on manual trucks, suspension wear, and routine services — including transfer-case and differential fluid service after towing or water crossings: these are maintenance and wear items, the owner’s cost under any legitimate contract, including Empire’s. Any provider who implies otherwise is telling you something untrue about every contract in this industry.

Stack any two of the covered-type repairs in the same year — a transmission and a top-end repair, a transfer case and an electronics module — and a single year’s out-of-warranty bills can exceed the total cost of a multi-year plan. That arithmetic, not fear, is the case for coverage on this truck.

What an Empire plan covers on a Jeep Gladiator

Empire Auto Protect plans are vehicle service contracts, structured in coverage levels from powertrain-focused protection to broad, exclusionary-style coverage. On a Gladiator, the conversation to have — with us or with any provider — is about the covered-parts list for your exact truck:

• Engine: internally lubricated parts and the components your plan level lists. On the Pentastar, confirm the valvetrain treatment. On the EcoDiesel, confirm the fuel-system, turbocharger, and emissions-component treatment on your exact plan.
• Transmission: the 8-speed automatic fitted to most trucks, and the manual transmission where applicable — confirm your truck’s unit is the one named on your contract, and complete any clutch recall remedy first where it applies.
• Four-wheel drive: transfer case and axle hardware — standard equipment on every Gladiator, worked hard by design, so this section matters on every truck, not just Rubicon and Mojave trims.
• Electrical and electronics: coverage level decides how far this reaches, from core electrical to screens, modules, and driver-assistance hardware.
• Air conditioning, cooling, steering, and suspension components: the basic-term items that are already the owner’s bill on the earliest trucks — check them level by level, and keep worn steering wear-items on your maintenance list.

Empire’s terms are built to be simple to use: plans start at $69/month, you can cancel at any time, coverage is honored in all 50 states at licensed repair facilities, and the claims process is digital — designed for same-day approval, with service approved in minutes once a covered claim is authorized, rather than days of phone tag with an old-school mail-order operation. Empire is open 24/7 at 1-888-345-0084, with humans answering around the clock and a human-supervised AI agent also answering after hours and weekends. Empire is rated 4.4 stars on Google — check the live rating yourself before you buy, as you should with any provider.

Jeep Gladiator extended warranty cost: how to judge it honestly

At Empire, Gladiator plans start at $69/month. Your exact price depends on your truck’s year, mileage, engine — Pentastar or EcoDiesel — transmission, coverage level, deductible, and term. Anyone who quotes you a single exact figure without your year and mileage is guessing, and you should treat the quote accordingly.

Judge any quote — ours included — by total contract cost: the monthly price multiplied by the number of months, plus the deductible you would pay per covered claim. The arithmetic at the starting price is simple: $69 a month is $828 over 12 months, $1,656 over 24 months, and $2,484 over 36 months. Set that total beside the repair ranges above. One transmission repair can exceed a full multi-year plan’s total cost on its own; the honest question is not “is $69 a month cheap?” but “is the total cost of the plan less than the one or two covered repairs I am most likely to face between 60,000 and 150,000 miles?” On a Gladiator — solid axles and a transfer case on every truck, towing and trail load by design, and a short-run diesel on the earliest torque trucks — that comparison is favourable for many owners, and you should run it with your own mileage and your own engine before deciding either way.

Run the same value check in the other direction, too: do not pay to duplicate what Jeep already owes you. If your truck still has powertrain term left, price coverage to begin from where you are and weigh the remaining factory months in the decision. If a recall covers your VIN, that repair is Jeep’s and it is free — take it, and cover the rest of the truck. Our full vehicle service contract cost guide explains how total cost, deductibles, and waiting periods work across providers, and our extended car warranty cost guide shows how pricing varies by vehicle and mileage — use both to check any quote, including ours, before you sign.

When should a Gladiator owner buy coverage?

1. Owners of 2020–2021 trucks, at any mileage: now. Your factory coverage has already expired on time — both terms. Coverage is priced and broadest while the truck is driving cleanly, and every additional towing and trail season runs unprotected without it.
2. Used buyers of any year: decide at purchase, after the VIN and in-service-date checks. Confirm the original in-service date and any remaining factory term in writing, run the recall check — clutch, cluster, fuel pump, and power-steering connector especially — pull the service records, drive from a cold start including a loaded steering and 4WD engagement check, and enroll while the vehicle is demonstrably healthy.
3. Towing and trail owners: price it before the next hard season, not after a symptom. Your truck carries the highest single-repair ranges on this page and works the hardest. A transmission already shuddering under load or an engine already ticking is pre-existing — the time to act is while both are quiet.
4. EcoDiesel owners (2021–2023): decide early and read the contract closely. Your production run was three years, your parts and shop pool is smaller, and your basic term is already gone. Lower mileage at enrollment means a lower monthly price and the broadest plan options on the hardest-to-source version of this truck.

However long you plan to keep your Gladiator, the rule is the same: coverage is cheapest and broadest before mileage and symptoms pile up — and on this truck, the factory clock has already run out for the majority of the fleet.

Your next step: get your free Empire quote — enter your Gladiator’s year and mileage, see your real monthly price and coverage options in writing, then run the total-cost math on this page before you decide. Or call 1-888-345-0084 any time — coverage is honored in all 50 states. Simple, in writing, on your schedule.

Frequently asked questions

How much does a Jeep Gladiator extended warranty cost?

At Empire Auto Protect, plans start at $69/month. Your exact price depends on your Gladiator’s year, mileage, engine, transmission, coverage level, deductible, and term. Always convert the monthly price to a total contract cost — monthly price multiplied by the number of months, plus your deductible per covered claim — before comparing providers.

How long is the Jeep Gladiator factory warranty?

The Basic Limited warranty runs 3 years or 36,000 miles, and the Powertrain Limited warranty runs 5 years or 60,000 miles, both counted from the original in-service date. Corrosion perforation coverage runs 5 years with unlimited miles, and roadside assistance runs 5 years or 60,000 miles.

Is my 2020 or 2021 Gladiator already out of warranty?

Yes, on time alone — every 2020 and 2021 Gladiator has passed both the 3-year basic term and the 5-year powertrain term, whatever its mileage. A 2022 truck is past basic coverage, with powertrain coverage ending at 60,000 miles or in 2027. Confirm your in-service date with Jeep in writing.

Does Jeep still cover the Gladiator’s recalled parts for free?

Where your VIN is covered, yes — recalls are free dealer repairs at any mileage, including the manual clutch, instrument panel cluster, EcoDiesel fuel pump, and power-steering pump connector recalls on certain trucks. Check your VIN with Jeep or NHTSA first, and follow any park-outside guidance for an unrepaired power-steering recall truck; where a recall applies, it is Jeep’s bill before it is anyone else’s. Recalls do not cover unrelated wear-out failures after the factory term.

Does an extended warranty cover the Gladiator’s transmission and four-wheel-drive system?

The engine, transmission, transfer case, and axles are the core of the powertrain, so a covered mechanical breakdown of those systems is exactly what powertrain and broader coverage levels are built for — check your contract’s covered-parts list for how your exact transmission and drive units are listed on your plan. A component already failing at enrollment is a pre-existing condition, and routine fluid services and worn steering wear-items are maintenance, which remains the owner’s cost under any legitimate contract.

Does the EcoDiesel Gladiator need different coverage thinking?

Yes. The 2021–2023 EcoDiesel was a three-year, premium-priced run with diesel-specific fuel, turbocharger, and emissions hardware and a smaller pool of diesel-competent shops. Read the engine and fuel-system sections of any contract line by line, check the fuel-pump recall by VIN first, and enroll at the lowest mileage you can — sourcing and labour on this version reward deciding early.

Is Empire Auto Protect insurance?

No. Empire sells vehicle service contracts, which are not insurance and are not an extension of Jeep’s factory warranty. Empire is open 24/7 at 1-888-345-0084 and is rated 4.4 stars on Google — verify the live rating before you buy, as you should with any provider.